On Monday morning I took the assembly at Reshomile Primary School in Diepsloot as I have done for the last while. I have been going through the names of God with the children, each week covering a new name and its meaning. Three weeks ago I had covered, “I am the Lord who heals you.”

In 2008 when the interest rates in South Africa were on the increase, I fixed our bond's interest rate at the peak of the interest rate hike. The interest rates started dropping by 3 basis points between then and May 2009.